What is structural damage?
Structural damage is when the condition of a property has deteriorated beyond normal wear and tear.
Typically this is triggered by natural disasters. But planning errors, incorrect building techniques, wrong building materials or simply progressive ageing can also lead to structural damage.
What is a construction defect?
This term refers to an unfulfilled building contract. A construction defect exists if a contractually agreed target condition or a valid building regulation has not been met.
There are often differences of opinion about this because not everything can be regulated in construction. In case of doubt, the generally accepted rules of the “art of construction” valid in the respective region apply.